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Why inflation is not here to stay

By Stephen Snowden, Artemis Investment Management

Embark Adviser newsletter

The post-pandemic recovery will not keep fuelling high inflation, argues Stephen Snowden. He looks at history and applies common sense in setting out why he believes current levels will be short-lived.

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The crucial role of advisers (and cashflow models) in ‘no fault’ divorces

By David Downie, Group Chief Actuary, Embark Group

Embark Adviser newsletter

Is this the end of the blame game? In April next year, the Divorce, Dissolution and Separation Act 2020* – designed to allow married couples in England and Wales to issue divorce proceedings without assigning blame – comes into force.

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Can investors help move the date of Earth Overshoot Day?

By Derek Ip, Senior Associate, Responsible Investments, BMO Global Asset Management

Embark Adviser newsletter

This year, Earth Overshoot Day fell on 29 July, marking the day humanity’s demand for natural resources and services in a given year exceeds what Earth can regenerate in that year. Discover what drives this date – and the role investors must play in pushing it backwards.

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The Times They Are A-Changin’

By Neil Birrell,Premier Miton Investors

Embark Adviser newsletter

It all seemed to have been going so well; vaccination programmes were being rolled out, COVID was a receding threat, economic activity was picking up strongly, the outlook was positive and, with the exception of how far inflation might rise, was reasonably predictable. But over recent weeks that scenario has been questioned.

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A team approach adds value!

By Gillian Hepburn, Head of UK Intermediary Solutions, Schroders

Embark Adviser newsletter

New research from Cerulli Associates highlighted that only 29% of clients felt that their financial adviser had the highest level of expertise to run their portfolio. What should advisers draw from these stark figures and is a team approach needed?

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AIM for flexibility in Inheritance Tax planning

By David Holmes, Head of Business Development, Thorntons Investments

Embark Adviser newsletter

Taxation has existed almost as long as civilisation itself, with earliest records dating back to 3300 BC. Throughout history there have been countless ways of raising tax, ranging from the fairly obvious to the downright peculiar.   

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