Horizon funds reclassified to IA Volatility Managed sector and asset class access increased

Embark Investment’s has announced that it has reclassified its Horizon fund range, consisting of five risk-profiled funds, to the Investment Association (IA) Volatility Managed sector from the IA Mixed Investment sector. Embark Investments has also changed the asset allocation guidelines for the Horizon funds to allow for greater investment flexibility, whilst remaining strictly within the risk profiles set out in each Prospectus. The overall management approach of the funds will remain the same.

Guidelines for the Horizon funds have been broadened to include asset classes such as Commodities, Real Estate, Emerging Market Debt, and Emerging Market Equities for the funds where it was not previously available. Embark Investments has also allowed for the possibility of investing up to 33% of each Horizon fund in funds run by other investment managers. These changes will ensure that the funds have access to a broad universe to deliver diversification and optimise risk-adjusted returns for investors in response to the ongoing changes to the investment landscape.

The range of risk rated multi-asset funds, awarded a Defaqto 5 Diamond Risk Targeted Fund Family Rating for 2021, will continue to benefit from the risk profiling services of EV (EValue) and the fund management expertise of Columbia Threadneedle Investments.

Embark Investments has also taken the opportunity to move the Horizon funds to the IA Volatility Managed sector from the Mixed Investment sector given its focus on managing returns within specified volatility parameters.

Thomas Rostron, CEO, Embark Investments, commented:

“The reclassification of our Horizon funds to the Volatility Managed sector better reflects the true nature of our fund range. Our outcome-based approach and focus on delivering risk-adjusted returns is at the heart of what we do. This is reflected in the evolution of the asset allocation guidelines for the Horizon range of funds, as we seek to ensure that we can continue to achieve positive outcomes for our customers.”


Editors’ notes

For further information, please contact:

Quintin Keanie

The Agency Partnership (Embark Media Relations)

Email: [email protected]

Tel: 07880 602902


About Embark Group

Embark Group is a fast growing, diversified, financial services business and one of the largest retirement solutions providers in the UK. The Group trades under the brands Embark, Advance, Horizon, Stocktrade, Vested and The Adviser Centre and operates a wide portfolio of white label services to the Wealth Management, D2C, Robo-Advice, Retail Banking and Workplace markets.

Providing a combination of deep pension expertise and leading technology integration that covers the areas of Investment Wrap/ Platform, Investment Brokerage,  SIPP, SSAS, Multi-Asset Funds, Fund Research and Employee Benefit Consulting, Embark works closely with financial advisers and its intermediary distribution partners to deliver their retail savings and investment propositions to consumers of all levels of affluence.

The Group has more than £40bn in assets under administration on behalf of c425,000 consumer clients, operating across eight UK locations (London, Bolton, Dundee, Edinburgh, Leeds, Leicester, Salisbury and Swindon). Embark has been recognised as one of the most innovative Wealth Tech companies for the past three years.


About Embark Investments

The Horizon fund range offers five multi-asset portfolios designed to align with investor’s chosen risk profile. Embark Investments sets the investment strategy and oversees the use of strategic asset allocation models provided by EValue and active investment management by Columbia Threadneedle to deliver long-term returns for affluent and high net worth investors. With a strong performance track record the Horizon portfolios have the Defaqto 5 diamond award for 2020.

Embark Investments is the trading name of Embark Investments Limited which is the Authorised Corporate Director of the Embark Investment Funds ICVC. Embark Investments Limited is authorised and regulated by the FCA.


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